SIX-STEP FINANCIAL PLANNING PROCESS

ESTABLISH AND DEFINE THE CLIENT-PLANNER RELATIONSHIP


We will get to know you and your unique situation. You will get to know us, how we can help, and what to expect in the process.

GATHERING DATA AND GOALS


The output is only as good as the input. We work hard to ensure we have the relevant and correct information in order to achieve your goals.

ANALYZE AND EVALUATE YOUR CURRENT FINANCIAL STATUS


This is where the rubber meets the road and we dig in deep to better understand where you are coming from, so that we can help you get to where you want to go.

DEVELOP AND PRESENT RECOMMENDATIONS AND/OR ALTERNATIVES


We come up with recommendations and run through scenarios. Sometimes there is more than one way to accomplish a goal and we’ll help you make the best decision for you.

IMPLEMENT THE RECOMMENDATIONS


An excellent plan is only valuable if it is executed well. This is where we help you take action if necessary to get on course. Defining next steps, a timeline, and getting assistance where necessary are essential elements of your financial plan.

MONITOR THE RECOMMENDATIONS


Life is not static, and neither is your financial plan. We will help you track progress and make course corrections as needed.

At different stages of the planning process we are able to help our clients come to conclusions about:

  • How their values and money work together
  • What expenses they desire to have
  • What type of portfolio returns and volatility they are willing to accept
  • Whether they are “on track” to meet their financial goals
  • What to do when situations in their lives change

People’s lives change and so should their financial plans. Most major changes in people’s lives have an impact financially. We are able to help manage such changes and offer solutions and alternatives from a financial perspective in order for our clients to make informed decisions.