Financial Services

Asset Allocation/Management

• Professional Asset Management
• Diversification Analysis
• Risk Tolerance Analysis
• Major Purchase Planning Strategies

Estate Planning

• Forecasting Current Estate Plan
• Family Limited Partnerships/LLC
• Trust/Gifting Strategies
• Net Worth Calculation

Stock Option/Shares Planning

• Tax Minimization
• Diversification/Mitigation of Risk
• Hedging Strategies

Education Savings Strategies

• Needs Analysis
• Recommendations and advice regarding 529 Plans, Coverdell Education Accounts, State Tuition Plans, UGMA, UTMA and Trusts

Retirement Planning

• Forecasting Current plan and offering advice on possible improvements
• Assistance understanding and working with your employer’s retirement plan
• Retirement Planning Strategies

Insurance Planning/Risk Management

• Needs Analysis (Life, Disability, Health, Long-term Care)
• Estate Planning
• Insurance as an investment
• Variable and Immediate Annuity Analysis

Tax Planning Strategies/Compliance
(service provided by Bancroft Buckley Johnston & Serres LLP)

• How to use the most current tax law to your advantage
• Foreign Tax Planning
• Tax Compliance