Portfolio Rebalancing

Client Centered

“A sly rabbit will have three openings to its den.” – Chinese Proverb

BBJS Financial Advisors, LLC adheres to an opportunistic rebalancing strategy that looks to capitalize on market movements that deviate from our strategic asset allocation models. Rather than rebalance accounts on an arbitrary date, such as quarterly or annually, we look to re-balance when the market moves outside of pre-determined trading bands giving us greater flexibility to buy low and sell high. We review the tax effect and trading costs of rebalancing prior to placing transactions. Only then can we determine if a transaction is in the best interest of the client. It is important to point out that the practice of opportunistically rebalancing portfolios is different than market timing, which academic research has shown to be difficult to do well over any extended period of time.