Portfolio Design

Client Centered

“Let every man divide his money into three parts, and invest a third in land, a third in business and a third let him keep in reserve.” – Talmud (Circa 1200 B.C. -500 A. D.)

We build customized portfolios on the tenets of multi asset class allocation. Our portfolios consist of equities and fixed income (stocks and bonds), different sized companies (large cap and small cap), different investments styles (value and growth), different geographic locations (United States, developing countries and developed countries) and different asset classes such as real estate, commodities and alternative investments.

Once we determine the proper asset class allocations, we then look at the different accounts available to determine where each of these asset classes belongs to maximize investor return (tax deferred or taxable accounts) and minimize income taxes. We believe in evaluating all assets owned by our clients, including assets outside of our management, to properly assess investment risk.